Unlock Your Financial Potential with Credit Wellness a Wealth Path

Empowering individuals and small business owners to improve credit, access capital, and achieve financial independence. LIMITED SEATS AVAILABLE

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A Path to Wealth and Opportunity

The CreditWellness Path Program, provides the tools and guidance to help business owners build healthy credit and secure access to capital.
Through expert-led educational sessions, personalized mentoring, and exclusive financial opportunities, you’ll gain the skills and confidence to take charge of your financial future.

Why Join CreditWellness a Wealth Path?

  • Comprehensive Learning: 4 weeks of educational workshops on personal and business credit management.
  • One-on-One Credit Mentoring: Tailored sessions to create a personalized credit improvement plan.
  • Access to Capital: Opportunities to secure loans and working capital upon successful program completion.
  • Exclusive Resources: Be part of a community dedicated to financial success and prosperity.

Program Structure:

1. Educational Path:

    • Learn credit-building strategies and habits in 4 interactive sessions.
    • Gain insights into personal and business credit management.

2. Credit Path:

    • Work one-on-one with credit mentors to design your repair and growth plan.

3. Financial Path:

    • Explore opportunities for consolidation loans, working capital, and more.

Key Benefits of the Program:

  • Improve personal and business credit scores.
  • Increase access to financial resources.
  • Gain financial literacy for long-term success.
  • Receive a Certificate of Completion upon graduation.

Who Should Apply?

  • Residents and small business owners in Passaic County.
  • Individuals ready to commit to improving their financial future.
  • Those seeking guidance, resources, and access to capital.
Note: Limited seats available. Enrollment opens every Fall!


"This program helped me understand credit in a way I never thought possible. I secured a loan and improved my credit score in just six months!"

– Maria S., Small Business Owner


Enroll Now!

Take the first step toward financial freedom. Spaces fill quickly – don’t miss out on this life-changing opportunity.

Apply Now

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Contact Info

Phone: (973) 321-1378
Fax: (973) 321-1379
Email: sbdc@wpunj.edu
Hours: 8:30am - 4:30pm
Appointment required for all locations

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Paterson Location

131 Ellison Street
Paterson, NJ 07505

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Wayne Location

Cotsakos College of Business - William Paterson University
1600 Valley Road, 4th Floor Room 403A
Wayne, NJ 07470

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Elizabeth Location

Vintage City
30 Union St
Elizabeth, NJ 07202

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The NJSBDC at William Paterson University is funded in part through a cooperative agreement with the U.S. Small Business Administration (SBA) and additional support from the New Jersey Business Action Center (BAC), as well as other private sector sponsorships and private/ public grants. All opinions, conclusions, and/ or recommendations expressed are those of the author(s) and do not necessarily reflect the views of the SBA. All services are extended to the public on a non-discriminatory basis.

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