Unlock Your Financial Potential with Credit Wellness a Wealth Path

Empowering individuals and small business owners to improve credit, access capital, and achieve financial independence. LIMITED SEATS AVAILABLE

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A Path to Wealth and Opportunity

The CreditWellness Path Program, provides the tools and guidance to help business owners build healthy credit and secure access to capital.
Through expert-led educational sessions, personalized mentoring, and exclusive financial opportunities, you’ll gain the skills and confidence to take charge of your financial future.

Why Join CreditWellness a Wealth Path?

  • Comprehensive Learning: 4 weeks of educational workshops on personal and business credit management.
  • One-on-One Credit Mentoring: Tailored sessions to create a personalized credit improvement plan.
  • Access to Capital: Opportunities to secure loans and working capital upon successful program completion.
  • Exclusive Resources: Be part of a community dedicated to financial success and prosperity.

Program Structure:

1. Educational Path:

    • Learn credit-building strategies and habits in 4 interactive sessions.
    • Gain insights into personal and business credit management.

2. Credit Path:

    • Work one-on-one with credit mentors to design your repair and growth plan.

3. Financial Path:

    • Explore opportunities for consolidation loans, working capital, and more.

Key Benefits of the Program:

  • Improve personal and business credit scores.
  • Increase access to financial resources.
  • Gain financial literacy for long-term success.
  • Receive a Certificate of Completion upon graduation.

Who Should Apply?

  • Residents and small business owners in Passaic County.
  • Individuals ready to commit to improving their financial future.
  • Those seeking guidance, resources, and access to capital.
Note: Limited seats available. Enrollment opens every Fall!


"This program helped me understand credit in a way I never thought possible. I secured a loan and improved my credit score in just six months!"

– Maria S., Small Business Owner


Enroll Now!

Take the first step toward financial freedom. Spaces fill quickly – don’t miss out on this life-changing opportunity.

Apply Now

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Contact Info

Phone: (973) 321-1378
Fax: (973) 321-1379
Email: sbdc@wpunj.edu
Hours: 8:30am - 4:30pm
Appointment required for all locations

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Paterson Location

131 Ellison Street
Paterson, NJ 07505

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Wayne Location

Cotsakos College of Business - William Paterson University
1600 Valley Road, 4th Floor Room 403A
Wayne, NJ 07470

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Elizabeth Location

Vintage City
30 Union St
Elizabeth, NJ 07202

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Funded in part through a Cooperative Agreement with the U.S. Small Business Administration. All opinions, conclusions, and/or recommendations expressed herein are those of the author(s) and do not necessarily reflect the views of the SBA. The New Jersey Small Business Development Center (NJSBDC) is administered and funded in part by William Paterson University, with additional support provided by the New Jersey Business Action Center (NJBAC), the colleges and universities that host our regional centers, and other public and private sector partners. NJSBDC programs and services are provided in a nondiscriminatory manner and are open to all individuals who are legal residents or citizens of the United States.

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